The multi managed funds is a combination of unit trust funds which is more tax efficient than a model portfolio. Naviga Solutions select specialist managers in each asset class and combine these funds to cater for the specific risk profile of a clients. 

The objective of Naviga BCI Income Planner Fund of Funds (FoF) is to provide regular, stable, and above average income returns, while protecting the value of the capital investment. This will be reached by investing in a combination of cash, bonds and property, and the income will be enhanced further by investing in offshore instruments. It is ideal for investors looking for current income and capital preservation, and equally for those looking for nominal wealth protection above the generation of real returns.

Our Naviga BCI Secure Growth Fund of Funds (FoF) provides our clients with access to a low equity prudential fund of funds portfolio. It must be noted that the primary investment objective of this type of portfolio is to provide the investor with a moderate to high level of income while preserving capital in real terms.

It must be remembered however that the portfolio’s maximum net equity (and this includes international equity) will at no point exceed 40% of the portfolio’s actual market value.

The Naviga BCI Moderate Growth Fund of Funds (FoF) Portfolio is used to invests in a combination of collective investment schemes such as equities, bonds, money market instruments and property.

Our Balanced Growth Fund is governed by the South African Pension Funds Act and is Regulation 28 compliant.

The equity exposure of this fund, which includes international equity, will not exceed 60%.

The Naviga BCI Balanced Growth Fund of Funds (FoF) Portfolio is used to invests in a combination of collective investment schemes such as equities, bonds, money market instruments and property. Our Balanced Growth Fund is governed by the South African Pension Funds Act and is Regulation 28 compliant.

The equity exposure of this fund, which includes international equity, will not exceed 75%.

The primary investment objective of the portolio is to provide the investor with capital growth over the long-term with moderate to high levels of volatility. This is a flexible portolio with regards to asset allocation with no limit on the equity exposure.

The Naviga BCI SA Equity Fund is a general equity portfolio that will seek to sustain high long-term capital growth. Minimum 80% in equities. The fund is actively managed and invests in South African equities.

Naviga Solutions enters into segregated mandates with equity managers. Managers with specific styles are chosen and we maximise returns by optimally blending the styles. The Naviga Equity Fund is not restricted to any specific style.

The BCI Best Blend Global Equity Fund of Funds (FoF) is our South African Rand (ZAR) denominated offshore general equity fund of funds. This portfolio is used to secure high long-term capital growth for our local clients.

It is extremely important to note that at least 80% of the investment assets in the Global Equity Fund is invested in equities outside of South Africa.